CAPITAL FLUENCY LAB
BECOME CAPITAL FLUENT In 8 WEEKS
A guided, cohort-based lab for Denver founders who want to understand their funding options, speak the language of investors, and build a capital strategy that aligns with their business—not the other way around.
ABOUT THE CAPITAL FLUENCY LAB
The Capital Fluency Lab is an 8-week, cohort-based experience for post-revenue founders who are considering a capital raise in the next 6–12 months. Instead of pitching before you’re ready, you’ll learn how equity, debt, venture capital, and non-dilutive options really work—and what they mean for ownership, control, and risk in your business.
Across eight weeks, you’ll build a practical understanding of capital instruments, design a funding strategy that fits your model and values, and pressure-test that strategy in conversation with real capital providers in a low-pressure, learning-first environment.
WHO ITS FOR
The Capital Fluency Lab is designed for growth-minded founders who want clarity, confidence, and control over their capital decisions. You’re a strong fit if:
- You’re post-revenue with meaningful customer traction
- You have operational complexity: team growth, multi-product, or multi-channel
- You’re considering raising capital in the next 6–12 months
- You’re hitting limits around cash, capacity, or clarity
- You want to understand your capital options before committing to a path
- You prefer responsible, intentional growth instead of growth at any cost
- You want real conversations with angels, lenders, VCs, and strategics in a low-pressure setting
- You value structure, feedback, and a clear system for decision-making
Practical Indicators:
- Denver-based founder/CEO
- 3+ years in business
- 10+ employees or similar scale
- Planning to explore equity, debt, or non-dilutive funding
This program is built for founders who want a capital strategy that fits their business—not a trend or one-size-fits-all playbook.
PROGRAM OUTCOMES
By the end of the 8 weeks, you will:
- Understand the tradeoffs between equity, debt, venture capital, and non-dilutive funding
- Have a clear point of view on your own capital philosophy and appetite for dilution and leverage
- Know which funding paths make sense for your business model and stage
- Build a personalized Capital Strategy Stack and 12-month capital roadmap
- Develop an investor-grade financial and narrative package you can continue to refine
- Practice how to talk with angels, lenders, VCs, and strategic investors in a structured environment
- Leave with a concrete Capital Plan and clarity on your next step—whether that’s raising or waiting
PROGRAM STRUCTURE
The Lab is structured in two phases that build on each other:
Phase 1 – Capital Fluency Foundations (Weeks 1–4)
The first four weeks build your conceptual understanding of capital instruments and tradeoffs.
Week 1 – Understanding Equity
- Theme: Ownership, control, and the true cost of capital.
- Outcome: Differentiate equity instruments, understand dilution, and clarify when equity makes strategic sense.
- Deliverable: Equity tradeoff matrix + personal capital philosophy.
Week 2 – Understanding Debt
- Theme: Using debt intelligently to fund growth without sacrificing control.
- Outcome: Understand loan types, covenants, amortization, and when debt creates leverage instead of risk.
- Deliverable: Debt readiness checklist + company leverage analysis.
Week 3 – Venture Capital vs. Venture Debt
- Theme: Navigating institutional capital—alignment, incentives, and control.
- Outcome: Learn the differences between VC and venture debt and how to evaluate alignment with your strategy.
- Deliverable: Institutional capital fit analysis + stage-appropriate funding map.
Week 4 – Asset-Backed & Non-Dilutive Options
- Theme: Creative capital strategies that preserve ownership and flexibility.
- Outcome: Identify non-dilutive funding sources and evaluate which options best fit your business model.
- Deliverable: Non-dilutive funding map + runway extension plan.
Phase 2 – Capital Conversations & Strategy Integration (Weeks 5–8)
The second four weeks move from theory into practice, giving you structured exposure to capital providers while you translate your learning into a concrete capital plan.
Week 5 – Angels & Syndicates
- Theme: Early-stage capital and catalytic checks.
- Focus: How angels and syndicates evaluate opportunities, what they look for in founders, and how to position your story.
- Deliverables: Angel/syndicate fit matrix + first-conversation narrative.
Week 6 – Bankers & Non-Bank Lenders
- Theme: Debt capital as a growth tool.
- Focus: What banks and alternative lenders actually care about (DSCR, collateral, cash flow) and how to talk about risk.
- Deliverables: Bank/lender readiness summary + lender conversation checklist.
Week 7 – VCs & Microfunds
- Theme: Institutional capital, expectations, and alignment.
- Focus: How VCs think about returns, portfolio construction, and risk—and what that means for how you present your business.
- Deliverables: VC alignment grid + traction narrative and use-of-funds draft.
Week 8 – Family Offices & Strategic Operators
- Theme: Long-horizon and strategic capital.
- Focus: How family offices and strategic investors evaluate fit, partnership structure, and long-term value creation.
- Deliverables: Strategic capital fit worksheet + final capital plan and updated capital fluency score.
LEARNING RHYTHM
Each Lab session follows a consistent rhythm:
- Teach – Introduce core concepts visually and narratively.
- Visualize – Translate ideas into frameworks, diagrams, and models.
- Work through in-lab exercises using your real company context.
- Reflect – Capture insights and specific next steps.
FORMAT AND LOGISTICS
- Duration: 8 weeks
- Cadence: Weekly small-group sessions (with optional office hours)
- Cohort size: 5–7 companies
- Location: In-person in Denver with a virtual option for select sessions
- Extras: Templates, frameworks, and curated introductions where there is genuine fit
PRICING & COMMITMENTS
Investment:
- Pay in full: $5,000
- Installment option: $5,500 total (with deposit and scheduled payments)
A non-refundable reservation fee is required to hold your seat and is applied toward your total tuition.
HOW THE APPLICATION WORKS
- Short Application – You complete a brief application so we understand your business, stage, and capital goals.
- 15-Minute Conversation – If it looks like a potential fit, we schedule a short call to align on expectations and answer questions.
- Acceptance & Enrollment – If we mutually agree it’s a fit, you’ll receive enrollment details, payment options, and pre-work.
- Pre-Lab Prep – You complete a light set of pre-work so you can get the most out of the Lab from day one.
CAPFLUENT BY THE NUMBERS
100+
YEARS OF COLLECTIVE EXPERIENCE
$500M+
MERGER AND ACQUISITION TRANSACTIONS
10K+
EVALUATED INVESTMENT OPPORTUNITIES
$100M+
RAISED INVESTMENT CAPITAL
