CAPITAL FLUENCY LAB

BECOME CAPITAL FLUENT In 8 WEEKS

A guided, cohort-based lab for Denver founders who want to understand their funding options, speak the language of investors, and build a capital strategy that aligns with their business—not the other way around.

ABOUT THE CAPITAL FLUENCY LAB

The Capital Fluency Lab is an 8-week, cohort-based experience for post-revenue founders who are considering a capital raise in the next 6–12 months. Instead of pitching before you’re ready, you’ll learn how equity, debt, venture capital, and non-dilutive options really work—and what they mean for ownership, control, and risk in your business.


Across eight weeks, you’ll build a practical understanding of capital instruments, design a funding strategy that fits your model and values, and pressure-test that strategy in conversation with real capital providers in a low-pressure, learning-first environment.

WHO ITS FOR

The Capital Fluency Lab is designed for growth-minded founders who want clarity, confidence, and control over their capital decisions. You’re a strong fit if:


  • You’re post-revenue with meaningful customer traction
  • You have operational complexity: team growth, multi-product, or multi-channel
  • You’re considering raising capital in the next 6–12 months
  • You’re hitting limits around cash, capacity, or clarity
  • You want to understand your capital options before committing to a path
  • You prefer responsible, intentional growth instead of growth at any cost
  • You want real conversations with angels, lenders, VCs, and strategics in a low-pressure setting
  • You value structure, feedback, and a clear system for decision-making


Practical Indicators:


  • Denver-based founder/CEO
  • 3+ years in business
  • 10+ employees or similar scale
  • Planning to explore equity, debt, or non-dilutive funding


This program is built for founders who want a capital strategy that fits their business—not a trend or one-size-fits-all playbook.

PROGRAM OUTCOMES

By the end of the 8 weeks, you will:


  • Understand the tradeoffs between equity, debt, venture capital, and non-dilutive funding
  • Have a clear point of view on your own capital philosophy and appetite for dilution and leverage
  • Know which funding paths make sense for your business model and stage
  • Build a personalized Capital Strategy Stack and 12-month capital roadmap
  • Develop an investor-grade financial and narrative package you can continue to refine
  • Practice how to talk with angels, lenders, VCs, and strategic investors in a structured environment
  • Leave with a concrete Capital Plan and clarity on your next step—whether that’s raising or waiting
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PROGRAM STRUCTURE

The Lab is structured in two phases that build on each other:


Phase 1 – Capital Fluency Foundations (Weeks 1–4)

The first four weeks build your conceptual understanding of capital instruments and tradeoffs.


Week 1 – Understanding Equity

  • Theme: Ownership, control, and the true cost of capital.
  • Outcome: Differentiate equity instruments, understand dilution, and clarify when equity makes strategic sense.
  • Deliverable: Equity tradeoff matrix + personal capital philosophy.


Week 2 – Understanding Debt

  • Theme: Using debt intelligently to fund growth without sacrificing control.
  • Outcome: Understand loan types, covenants, amortization, and when debt creates leverage instead of risk.
  • Deliverable: Debt readiness checklist + company leverage analysis.


Week 3 – Venture Capital vs. Venture Debt

  • Theme: Navigating institutional capital—alignment, incentives, and control.
  • Outcome: Learn the differences between VC and venture debt and how to evaluate alignment with your strategy.
  • Deliverable: Institutional capital fit analysis + stage-appropriate funding map.


Week 4 – Asset-Backed & Non-Dilutive Options

  • Theme: Creative capital strategies that preserve ownership and flexibility.
  • Outcome: Identify non-dilutive funding sources and evaluate which options best fit your business model.
  • Deliverable: Non-dilutive funding map + runway extension plan.


Phase 2 – Capital Conversations & Strategy Integration (Weeks 5–8)

The second four weeks move from theory into practice, giving you structured exposure to capital providers while you translate your learning into a concrete capital plan.


Week 5 – Angels & Syndicates

  • Theme: Early-stage capital and catalytic checks.
  • Focus: How angels and syndicates evaluate opportunities, what they look for in founders, and how to position your story.
  • Deliverables: Angel/syndicate fit matrix + first-conversation narrative.


Week 6 – Bankers & Non-Bank Lenders

  • Theme: Debt capital as a growth tool.
  • Focus: What banks and alternative lenders actually care about (DSCR, collateral, cash flow) and how to talk about risk.
  • Deliverables: Bank/lender readiness summary + lender conversation checklist.


Week 7 – VCs & Microfunds

  • Theme: Institutional capital, expectations, and alignment.
  • Focus: How VCs think about returns, portfolio construction, and risk—and what that means for how you present your business.
  • Deliverables: VC alignment grid + traction narrative and use-of-funds draft.


Week 8 – Family Offices & Strategic Operators

  • Theme: Long-horizon and strategic capital.
  • Focus: How family offices and strategic investors evaluate fit, partnership structure, and long-term value creation.
  • Deliverables: Strategic capital fit worksheet + final capital plan and updated capital fluency score.
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LEARNING RHYTHM

Each Lab session follows a consistent rhythm:


  1. Teach – Introduce core concepts visually and narratively.
  2. Visualize – Translate ideas into frameworks, diagrams, and models.
  3. Work through in-lab exercises using your real company context.
  4. Reflect – Capture insights and specific next steps.

FORMAT AND LOGISTICS

  • Duration: 8 weeks
  • Cadence: Weekly small-group sessions (with optional office hours)
  • Cohort size: 5–7 companies
  • Location: In-person in Denver with a virtual option for select sessions
  • Extras: Templates, frameworks, and curated introductions where there is genuine fit

PRICING & COMMITMENTS

Investment:


  • Pay in full: $5,000
  • Installment option: $5,500 total (with deposit and scheduled payments)


A non-refundable reservation fee is required to hold your seat and is applied toward your total tuition.

HOW THE APPLICATION WORKS

  1. Short Application – You complete a brief application so we understand your business, stage, and capital goals.
  2. 15-Minute Conversation – If it looks like a potential fit, we schedule a short call to align on expectations and answer questions.
  3. Acceptance & Enrollment – If we mutually agree it’s a fit, you’ll receive enrollment details, payment options, and pre-work.
  4. Pre-Lab Prep – You complete a light set of pre-work so you can get the most out of the Lab from day one.
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CAPFLUENT BY THE NUMBERS

100+


YEARS OF COLLECTIVE EXPERIENCE

$500M+


MERGER AND ACQUISITION TRANSACTIONS

10K+


EVALUATED INVESTMENT OPPORTUNITIES

$100M+


RAISED INVESTMENT CAPITAL